VAT Margin Scheme Calculator

The VAT margin scheme lets dealers in second-hand goods pay VAT only on their profit margin — not the full selling price. This significantly reduces the VAT burden for used goods businesses.

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Enter the purchase and selling prices to calculate VAT on your margin
How the margin VAT is calculated:
Margin = Selling price - Purchase price
VAT on margin = Margin × (20/120) = Margin ÷ 6
Net profit = Margin - VAT on margin

⚠️ Guidance only. Margin scheme record-keeping requirements are strict. See HMRC Notice 718 for full details.

About the VAT Margin Scheme

What Qualifies?

The margin scheme applies to second-hand goods, works of art, antiques, and collectors' pieces that were originally bought from:

  • Private individuals
  • Businesses not registered for VAT
  • Businesses that used the margin scheme on the same goods

Who Uses It?

  • 🚗 Used car dealers
  • 🏺 Antique dealers
  • 🎨 Art dealers
  • 💍 Second-hand jewellers
  • 📻 Second-hand electronics dealers
  • 👗 Second-hand clothing businesses

Key Rule: No VAT on Invoices

When using the margin scheme, you cannot show VAT separately on your sales invoices. The selling price is treated as VAT-inclusive and you extract the VAT from the margin.

Global Accounting

If you buy and sell many low-value items, you may be able to use "global accounting" — calculating the margin on total purchases vs total sales in a period rather than item-by-item.

Guidance only. The margin scheme has strict record-keeping requirements. Consult HMRC Notice 718 or a qualified accountant.